Used Car Loans - A Credit Tool You May Not Have Known About

Sometimes through no fault of your own, you may have bad credit. The economy, a job loss, medical bills, or other factors could have contributed to your current financial situation. But just because you have bad credit now doesn't mean that it will always be this way.

You can take steps to improve your credit score almost immediately by making all your household bills and payments on time and in full. Another option to help improve your credit score is to get a used car loan. A used car loan can help rebuild your credit in several ways.

First, when you make timely monthly payments on your loan, it will reflect positively on your credit report. This will help to gradually improve your credit score over time.

In addition, the act of getting a loan and making payments on time can show creditors that you are responsible and capable of handling debt. This can make it easier for you to get approved for other types of loans in the future, such as a mortgage.

Of course, not all used car loans are the same. To maximize the positive impact on your credit score, you'll want to get a loan with reasonable terms. This means getting a loan with a manageable monthly payment that you can comfortably make without straining your budget.

You may also want to consider a cosigner for your loan. A cosigner is someone who agrees to be responsible for the loan payments if you default on the loan. Having a cosigner can help you get approved for a loan with more favorable terms, which can in turn have a positive impact on your credit score.

Although a used car loan can be a great way to rebuild your credit, it's important to remember that there is no quick fix when it comes to credit scores. It takes time and effort to improve your credit score, but the rewards can be well worth it in the end.

Used car loans can help rebuild your credit, but there are also some risks to consider. Your interest rate will likely be higher than someone with good credit. This is because you're considered a higher risk borrower.

You may have to put down a larger down payment than someone with good credit. This is because the lender wants to minimize their risk in case you default on the loan.

If you default on the loan, the lender can repossess the car. This will damage your credit even further. You should only take out a used car loan if you're confident you can make the payments on time. Otherwise, you could end up doing more harm than good to your credit score

Are you in the market for a car and am not sure what the next step is? Contact us either by phone or fill out a vehicle inquiry on the car you are interested in, we would be more than happy to help get you anyway we can.

One of the best ways to keep your car on the road longer is to perform regular maintenance. This includes things like oil changes, tire rotations, and engine tune-ups. By keeping up with these simple tasks, you can avoid more serious and expensive problems down the road.

Spark Plugs And Wires

In addition to regular maintenance, changing your spark plugs and wires proactively help extend the life of your car. Over time, these parts can wear out and cause problems with your engine.

Cabin Filter and Air Filter

Change your cabin air filter and engine air filter. One affects the airflow in your car and the other affects the airflow to your engine. Both are important for keeping your car running smoothly.

Fuel Injectors & EGR Valves

Check your fuel injectors.  Although not part of a standard service maintenance schedule, they start to deteriorate. You'll have a check engine light come on. Another major component that a lot of people fail to talk about when they just tune ups is the EGR valve or the exhaust gas recirculation valve. These should be checked and replaced according to your manufacturer's recommendations.

A faulty EGR valve can cause  all sorts of engine performance problems, including a loss of power and fuel economy.

Tires

Most people recognize the importance of having good tires on your car for  traction, safety, and gas mileage. But did you know that the condition of your tires can also have an impact on your electrical components. It's possible to have vibrations from your tires that will loosen battery terminals and other electrical connections. So, not only do you want to have good tread on your tires for safety, but you also want to keep an eye on any loose wires  or terminals.

By following these simple tips, you can keep your car running smoothly for years to come.

Why Checking Your Tire Pressure Is Important

But Having One Sure Is Nice!

Owning a vehicle with a third row seat can be an incredibly desirable option for families and individuals alike. Popular vehicles such as the Honda Pilot, Toyota Highlander, Chevrolet Suburban, and Ford Explorer all offer great options when it comes to seating arrangements with up to 8 passengers or even more if you opt for bench seating.

Families love the convenience of being able to transport all their kids at once without having to cram them in a smaller vehicle, while individuals appreciate the flexibility that a third row seat provides them when it comes to hauling extra cargo in their trunk or taking friends along on road trips.

The biggest advantage that a third row seat offers is the sheer amount of space it provides for storage. You can simply fold down the third row seat and load up all your bags without fear of running out of space. This also makes grocery shopping easier as well since you can use the extra room for carrying larger items like cases of water or boxes of cereal with ease.

Another big benefit of owning a vehicle with a third row seat is that it adds another layer of comfort when traveling long distances. The extra legroom allows passengers to stretch out during those seemingly endless road trips without having anyone sitting immediately behind them kicking their seats—which is always welcome news! Additionally, many vehicles with third row seats come equipped with air conditioning vents in the rear so everyone will stay comfortable during those hot summer months too.

In short, investing in a cars with 3rd row seating provide practicality and convenience not just for large families but also those who value comfort and space in their cars. If you're looking for added flexibility and storage options then these might just be perfect choices for you!

Do You Need A Car With More Room?

It can be tough to find the perfect car that fits your needs and your budget. We carry a variety used cars including those with 3rd row seating. If we don't have it we can find it for you.

Contact us today so we can help you get in the car you've been looking for

What Is A Good Deal On A Car

Everyone wants to get the best deal on a car they can, It's human nature and makes financial sense. However, getting that deal isn't always up to the car dealership. Your budget, credit score and trade-in value all play significant factors in what you actually pay for your car.

Know Your Budget

Most people think a budget is what you can afford monthly, but it also determines what cars and the features will have. A car that you like may have several trim levels with different features, but they will come at a higher price. So know your budget and research cars and trim levels that fit in it.

Know Your Must Haves

If you've done your research then you probably have an idea of what you're looking for. But It's important to know your must-haves in a vehicle. For some people, it might be four-wheel drive or a sunroof, but for others, it might be heated seats and remote start.

Know Your Can Do With Outs

After you know your must haves, you can start looking at what you can do without. It all ties back into your budget and what you're willing to spend. If you're not worried about having the latest and greatest features, then you can probably get by with a base model vehicle.

With your budget, must have, and do with outs in mind, head to a dealership and have a conversation with the salesperson. They will be able to guide you to a vehicle that fits your needs best. You will then have a better understanding of what a good deal on a car looks like.

Are You Ready To Buy Your Next Used Car?

Buying a car can be stressful – but it doesn't have to be. Our team will work with you every step of the way to make sure the process goes smoothly. Call us today to get started.

How To Check Your Antifreeze

It may not cross most people's minds, but checking your car's antifreeze protection level is an important part of regular maintenance. Anti-freeze helps protect your car from damage caused by cold weather, and keeping it at the proper level could save you from costly repairs down the road. In this article, we will show you how to check your car's antifreeze protection level and what to do if it needs to be adjusted.

What You Need

Before you begin, there are a few items you need for the job:

• An anti-freeze tester: These are usually sold for just a few dollars at any auto parts store.

• Paper towel or rag: This will help keep the anti-freeze off of surfaces like paint that could get damaged.

• Ziplock bag: This will help keep dirt out of your anti-freeze tester while you’re not using it.

Step 1: Locate The Reservoir

The first step is to locate the reservoir where your car’s anti-freeze is stored. This is usually in the engine compartment, and it looks like a plastic container with a lid on top (as seen in Figure 1). There should also be a warning label telling you not to open the lid while the fluid is hot – so always make sure that your car has been sitting idle for at least two hours before proceeding! 

Step 2: Testing The Anti-Freeze

Now that you have located the reservoir, insert the end of your tester into the fluid (you may have to use a straw attached to the bottom of the tester). Then pump up and down until about half of the fluid has been drawn up into the glass chamber on top (Figure 2). Now look at how many “balls” are floating on top of the fluid; this number tells you how well protected your car is against extreme cold temperatures (see Table 1 below). Once done testing, pour any remaining liquid into its original container, then wipe off any residue with paper towel or rag. 

Step 3: Storing The Tester

After testing, take a ziplock bag and store your anti-freeze tester in it until its next use. This will help keep dust and dirt off of it when it’s not in use! And don't forget - always remember that antifreeze is poisonous so make sure none gets on any surfaces outside of its original container!   

Checking your car's antifreeze protection level doesn't have to be difficult or complicated; with these simple steps anyone can do it themselves! With regular testing every few months, you'll know exactly how well protected against extreme cold temperatures your vehicle really is - potentially saving yourself hundreds or thousands of dollars in repairs down the line!

Cold Weather And Snow Are Just Around The Corner

As the temperatures drop and the snow begins to fall, it's important to remember some basic winter driving safety tips. By following these simple guidelines, you can help ensure a safe and enjoyable journey for everyone involved.

Depending on where you live, winter driving conditions can vary greatly. In some areas, snow and ice are a regular occurrence, while in others, it's more of a rare event. No matter what the conditions are like in your area, it's always important to be prepared for the worst.

Before setting out on a winter drive, make sure your car is in good working condition. This means having a full tank of gas, making sure all your lights are working, and having snow tires or chains if conditions are particularly bad. It's also a good idea to let someone know your planned route and expected arrival time, just in case you run into trouble along the way.

When driving in winter conditions, take your time and don't be afraid to give yourself extra space between you and the car in front of you. It takes longer to stop on slippery roads, so you need to give yourself plenty of time to brake. And if you do start to skid, resist the urge to panic. Instead, focus on steering into the direction of the skid until you regain control.

If you haven't driven in snow before then you should consider having someone take you to a safe location to practice. Once you feel confident behind the wheel, then you can start venturing out on your own. Just remember to take things slow and be extra cautious until you get used to the conditions.

Before the winter driving season begins, check your used car carefully. Inspect the tires for tread depth and add all-weather tires when needed. Be sure your car has snow scrapers, a shovel, and kitty litter or rock salt in case you need extra traction.

Are you confident in your car's ability to drive in snow? Check with our knowledgeable sales staff to find a reliable car that will help you brave the winter roads in style. Stop by today and take a test drive!

SUVs are one of the most versatile vehicles on the market. They offer great family legroom and more storage for gear than a regular car making them ideal for family vacations.

What Are The Different Types Of SUVs

If you're in the market for an SUV, first, consider what size will best suit your needs. There are small SUVs (also called crossovers), midsize SUVs, and large SUVs.

• Smaller SUVs offer better fuel economy and easier maneuverability, while large SUVs can accommodate more people and gear.

• Crossovers are based on a car chassis, so they have unibody construction and usually offer better fuel economy than truck-based SUVs. They also tend to be smaller and more maneuverable than truck-based SUVs.

• Midsize SUVs offer a happy medium between crossovers and large SUVs. They're big enough to comfortably seat up to eight people, but not so large that they're difficult to park or maneuver.

• Large SUVs are the largest and most expensive SUVs on the market. They offer the most passenger and cargo space, but can be difficult to park and maneuver. They also tend to have poorer fuel

Next, decide what kind of features you're looking for in a SUV. Do you need four-wheel drive for off-roading or bad weather? Would you like a third row of seating to fit more passengers? Do you need a lot of cargo space for hauling gear?

Ready to start shopping for an SUV? Check out our inventory of new and used SUVs. We've got a wide selection of makes and models to choose from. If you're unsure of what SUV is right for you, our friendly and knowledgeable staff can help. Stop by today and take a test drive!

What started out as a way to view your car’s rear view camera soon started displaying everything from your radio, temperature controls and everything in between. They’re in almost every new car on the market, and their prominence is only going to increase in the coming years. But do we really need car touch screens?

The answer, it turns out, is a resounding yes… and no.

On the one hand, car touch screens make it easier than ever to control your car’s various systems. You can change the music, turn on the AC, and even adjust your seats without ever taking your hands off the wheel.

On the other hand, car touch screens can be dangerously distracting. Especially if you are not that familiar with where  all the controls are. It can take your eyes off the road for vital seconds that could mean the difference between life and death.

While touchscreen displays can be distracting, many car manufacturers are trying to design them in a way that minimizes driver distraction. Some features that are being implemented include:

- touch screens that can disappear into the dashboard

- voice controls

- heads-up displays that project images onto the windshield

- gesture controls

Ultimately, it is up to the driver to decide if a car touch screen is right for them. If you can use it without taking your eyes off the road, then it can be a valuable asset. But if you find yourself constantly fumbling with the controls, it might be best to stick with good old-fashioned buttons and knobs.

One of the best ways to keep your car on the road longer is to perform regular maintenance. This includes things like oil changes, tire rotations, and engine tune-ups. By keeping up with these simple tasks, you can avoid more serious and expensive problems down the road.

Spark Plugs And Wires

In addition to regular maintenance, changing your spark plugs and wires proactively help extend the life of your car. Over time, these parts can wear out and cause problems with your engine.

Cabin Filter and Air Filter

Change your cabin air filter and engine air filter. One affects the airflow in your car and the other affects the airflow to your engine. Both are important for keeping your car running smoothly.

Fuel Injectors & EGR Valves

Check your fuel injectors.  Although not part of a standard service maintenance schedule, they start to deteriorate. You'll have a check engine light come on. Another major component that a lot of people fail to talk about when they just tune ups is the EGR valve or the exhaust gas recirculation valve. These should be checked and replaced according to your manufacturer's recommendations.

A faulty EGR valve can cause  all sorts of engine performance problems, including a loss of power and fuel economy.

Tires

Most people recognize the importance of having good tires on your car for  traction, safety, and gas mileage. But did you know that the condition of your tires can also have an impact on your electrical components. It's possible to have vibrations from your tires that will loosen battery terminals and other electrical connections. So, not only do you want to have good tread on your tires for safety, but you also want to keep an eye on any loose wires  or terminals.

By following these simple tips, you can keep your car running smoothly for years to come.